原文: RT by @Nigeria is ranked #1 in global USDT and USDC ownership. Not the…

原文: RT by @Nigeria is ranked #1 in global USDT and USDC ownership. Not the US. Not the UK. Not Singapore. Nigeria. 59% of Nigerian crypto users hold USDT. 48% hold USDC. More than any other country surveyed. India is third. Brazil close behind. The reason is obvious once you see it: in countries where local currency loses 20–40% of value annually, stablecoins aren't a crypto product. They're a savings account. A dollar-denominated store of value that doesn't require a US bank account. Here's what the data doesn't show: most of those stablecoin holders can't use their USDT to buy anything. No merchant acceptance. No subscription billing. No automatic payment. No way to pay a supplier. They hold the dollars. They can't spend the dollars. They convert back to fiat every time they need to transact. The gap between stablecoin adoption and stablecoin utility is most visible not in San Francisco or Singapore. It's in Lagos, Jakarta, São Paulo. $308B in circulation. The people who need stablecoin commerce most have the fewest tools to access it. That's not a distribution problem. That's an infrastructure problem. The rails exist everywhere. The billing layer doesn't exist anywhere. That's who we're building for. 翻译: RT by @Nigeria 尼日利亚在全球USDT和USDC持有量排名第一。 不是美国。不是英国。不是新加坡。 是尼日利亚。 59%的尼日利亚加密货币用户持有USDT。48%持有USDC。远超其他受调查国家。印度排名第三。巴西紧随其后。 原因显而易见：在本国货币每年贬值20-40%的国家，稳定币不是加密货币产品。它们是储蓄账户。一种以美元计价的储值手段，且无需美国银行账户。 但数据没有显示的是：大多数稳定币持有者无法用USDT购买任何商品。 商家不接受。无法订阅支付。没有自动付款功能。无法向供应商付款。他们持有美元。却无法消费美元。每次交易时仍需兑换回法币。 稳定币采用率与实用性的脱节现象，在旧金山或新加坡并不明显。真正突出的场景在拉各斯、雅加达和圣保罗。 3080亿美元流通量。最需要稳定币支付工具的人群，反而最缺乏使用渠道。 这不是分发问题。这是基础设施问题。支付通道遍布全球。但结算层无处可寻。 这就是我们要服务的对象。 ——cz_binance